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  • About
    • Richard A. Courtney
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Writing a “LOVE” Letter of Intent for a Special Needs Child or Spouse

You may give your child with special needs or incapacitated spouse a Valentine this month as an expression of your love for them.  But how can you express a lasting…

Continue ReadingWriting a “LOVE” Letter of Intent for a Special Needs Child or Spouse

New ABLE Act is Savings Tool for Persons with Disabilities

With overwhelming support, Congress passed the ABLE Act of 2014 (Achieving a Better Life Experience) on December 16, 2014.  The Act provides an opportunity for qualified individuals with special needs…

Continue ReadingNew ABLE Act is Savings Tool for Persons with Disabilities

Court Allows Public Employee Pension Paid to Special Needs Trust for Disabled Child

Thomas Saccone was a retired New Jersey firefighter and a member of the Police and Firemen’s Retirement System (PFRS).  He received a pension and other benefits, and his wife and…

Continue ReadingCourt Allows Public Employee Pension Paid to Special Needs Trust for Disabled Child

The Ups and Downs of Special Needs Families

October is national Special Needs Law Month.  It has been my privilege and passion for over 30 years to help other families with children and adults with disabilities.  We help…

Continue ReadingThe Ups and Downs of Special Needs Families

Legal Rights to Autism Treatment Services for Children

On July 7, 2014 the Center for Medicaid and CHIP Services issued an Informational Bulletin addressing services available to children with autism spectrum disorder (ASD) available under the federal Medicaid…

Continue ReadingLegal Rights to Autism Treatment Services for Children

Consider Medical Expenses In Your Retirement Planning

Did you know Medicare doesn't cover long-term care? The common belief that Medicare will cover the vast majority of healthcare expenses in retirement is simply not the case.  A recent…

Continue ReadingConsider Medical Expenses In Your Retirement Planning

Baseball, RBIs and Caregivers

Dear Will, A couple weeks ago you had a great night at the ballpark.  Your team was behind (and eventually lost, but that’s not a big deal).  You came to…

Continue ReadingBaseball, RBIs and Caregivers

MS’s New POST Gives Power to Personal Health Decisions

One essential part of every personal estate plan is the Advance Health-care Directive (AHCD). This document allows you to name the persons who would have authority to make medical or…

Continue ReadingMS’s New POST Gives Power to Personal Health Decisions

The Life Care Plan – Helping You Care For Mom

A Common Family Crisis.  Consider the following situation:  Your mom has recently begun to suffer the effects of dementia, stroke or other incapacitating illness. You have a spouse and full-time…

Continue ReadingThe Life Care Plan – Helping You Care For Mom

You Must Take This Important Step by April 16!

March 31 was a sad but important anniversary.  Nine years ago on that date, Terri Schiavo died.  But not before her husband and parents battled for over 15 years in…

Continue ReadingYou Must Take This Important Step by April 16!
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