Handling Mom’s Old Savings Bonds
Here’s a scenario we have seen a number of times: A parent comes in for estate planning owning fully-matured Series E savings bonds with beneficiaries named on them. What are…
Major Changes Coming for Social Security
For many of the more than 62 million beneficiaries - 42.8 million of whom are retired workers - Social Security is more than just a check. It's a financial lifeline…
Court Confirms Requirements for a Valid Will
In ruling on a recent will challenge, the Mississippi Court of Appeals restated the requirements for a valid last will and testament and what is required to make or overcome…
Powers of Attorney and Divorce
This recent Mississippi court case points out two things: people can do some devious things after a divorce, and a power of attorney agent cannot do things that the principal…
The Four Principles of Long Term Care Planning
The four principles: Knowledge is the key to success. Professional help is crucial in saving time, money and stress. When money is available for care, caregiver stress is reduced and…
CFPB Rule Helps Heirs Avoid Foreclosure
A divorce or the death of a family member can create a bureaucratic nightmare for the ex-spouse or the surviving spouse and children who have to carry on the financial…
Court States Legal Requirements for a Valid Prenuptial Agreement
We have been asked occasionally to draft a prenuptial, or antenuptial, agreement for a client who is planning to get married. Such agreements are contracts between the soon-to-be spouses as…
Immigration Policies Threaten Care for the Elderly
The United States population is aging rapidly, and it is projected that there will be a shortage of over 150,000 direct care workers for the elderly by 2030. Many of…
What is Protection & Advocacy, and What Can It Do for You?
Protection and Advocacy Systems (P&As) work at the state level to protect individuals with disabilities by empowering them and advocating on their behalf. The first P&A program - PADD (Protection…
The Who, What, When and How of Medicare
What is it? Medicare is a medical insurance-type program developed to pay medical costs for retired or disabled persons who have paid into the Social Security system. Medicare Part A…