The Four Principles of Long Term Care Planning
The four principles: Knowledge is the key to success. Professional help is crucial in saving time, money and stress. When money is available for care, caregiver stress is reduced and…
CFPB Rule Helps Heirs Avoid Foreclosure
A divorce or the death of a family member can create a bureaucratic nightmare for the ex-spouse or the surviving spouse and children who have to carry on the financial…
Court States Legal Requirements for a Valid Prenuptial Agreement
We have been asked occasionally to draft a prenuptial, or antenuptial, agreement for a client who is planning to get married. Such agreements are contracts between the soon-to-be spouses as…
Immigration Policies Threaten Care for the Elderly
The United States population is aging rapidly, and it is projected that there will be a shortage of over 150,000 direct care workers for the elderly by 2030. Many of…
What is Protection & Advocacy, and What Can It Do for You?
Protection and Advocacy Systems (P&As) work at the state level to protect individuals with disabilities by empowering them and advocating on their behalf. The first P&A program - PADD (Protection…
The Who, What, When and How of Medicare
What is it? Medicare is a medical insurance-type program developed to pay medical costs for retired or disabled persons who have paid into the Social Security system. Medicare Part A…
Power of Attorney – to Keep You in Control
The Constitution of the United States and the privacy laws that have emanated from its protections guarantee the right of each competent adult to act in her own behalf regarding…
Medicaid Where Assets Don’t Matter
I recently had the opportunity to help two clients who were in despair about lack of health care coverage. One was a young single mother of a disabled child, the…
Two Different Types of Special Needs Trusts
There are two types of Special Needs Trusts (SNTs), commonly designated as first-party and third-party SNTs. It is important to determine which type of SNT you have or need. This…
Plan For Your Health Care Decision-Making
The law presumes that every adult is competent to make his or her own health-care decisions, and that no one has authority to make such decisions for the individual unless…